Find the Best Credit Cards Offered in the USA

Most of us know that a credit card is a card for the expense of users as a system for payment which allows the card holder to pay for services and goods based on the card owner’s promise to pay for it. The card’s issuer gives a line of credit into the consumer and creates a revolving account on which the user may be able to borrow money for paying a merchant or as a cash advance into the user. Most credit cards are sizing 85.60 × 53.98 mm and must always have a printed card number.

Chase Freedom

Gives no annual fee and existing rewards d not expire as long as your account remains open. Provides users with an unlimited 1% cash backs on each and every purchases and 5% cash back that reaches up to 1500$ in association purchases between 4/1/15-6/30/15 at specific places like restaurants such as overstock.com, bed and bath beyond, and H&M. Enables users to earn 25$ bonus after adding their initial authorized user and make a expense within the 3-month period, and gain a 100$ bonus after spending 5000$ on expenses within the 3-month period. Users will be fascinated by new 5% categories for every 3 months like amazon.com, gas stations, and restaurants and it is very easy to activate your bonus for every quarter and it is free. Chase freedom is named as one of the best card providers by the MONEY magazine for cash backs.

Blue Cash Preferred

This card provides a hassle-free cash back and no enrollment is required for the users. It provides users a 150$ back after a user spends 1,000$ worth of expenses within the first 3 months of the card and is received in the form of a statement credit. Blue cash preferred provides 6% on US supermarkets that goes up to 6,000$ every year in expenses, 3% on US gas stations and specific US department stores, and 1% some other purchases as cash backs. A cash back is transferred in the form of reward dollars that can be received as a credit of statement. Also provides 0% intro APR in expenses and balance transferring for 15 months and a currently 12.99% to 21.99% variable rate that is based on a credit card owner’s creditworthiness and some other factors. And has a famous 6% cash back percentage in groceries.

Chase Sapphire Preferred

One of the best credit cards that is well-known because of the rewards it offers. It provides users to gain 5,000 worth of bonus points after adding the initial authorized user and create a purchase at the first three months of opening the account, and a 40,000 worth of bonus points when a user purchased products worth 4,000$ from the first 3 months that the account is opened. Also provides double points on dining at restaurants and travel, a 1 point in every dollar on other expenses, and 1:1 point handover to leaving regular travel programs at a whole value which means on 1,000 partner points or miles is equal to a 1,000 Chase Ultimate reward points. Chase Sapphire is also referred as one of the best credit cards because of its purchase protection and premium travel benefits that includes Trip Interruption Insurance or Trip Cancellation, Auto rental collision damage waiver and etc. There is no foreign transaction payment is given, and a chip-enabled for improvised security and a widespread acceptance. These feature does prove Chase Sapphire Preferred as an option for the best credit card if you are looking for rewards.

Barclaycard® Ring MasterCard®

If you are looking for a credit card with low interest rates, the Barclaycard® Ring MasterCard® is one of the best credit cards for it with its features. This credit card provides no balance transfer payments, no annual fees, and a very low 8% variable on several balance transfers and expenses. Allows a user to choose card features and benefits, an exclusive permit for access to their online community and vote on some card features a user likes and view the financials of Barclaycard® Ring MasterCard® online. Active members has Complimentary FICO® Score as benefits which is opt-in for having convenient and instant access to FICO® Score with the member’s Barclaycard account online. Members at the Barclaycard Ring get a money for their good performance, and rewards through the new Giveback™ program.

Ink Cash® Business Card

Named “Best for Rewards for Small Business” by the MONEY magazine at October in 2014. Allows users to earn 200$ worth of bonus cash back after spending 3,000$ in expenses for the first 3 months from the account was opened, a 5% cash back for the first 25,000$ spent on combined purchases for cellular phone and office supply stores, landline and etc. and 2% cash back for the first 25,000$ spend on gas stations, and 1% on every card purchases without the limit to the amount you may earn. Also gives free employee cards and no annual fees.

Overall, every credit card has its own advantages and varieties. A person may choose which credit card has the feature that he is looking or is fitting to satisfy his need.

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